Friday, January 23, 2026 / by Ryan Huemmer
Your Complete Path to Homeownership: A Step-by-Step Guide from The Huemmer Home Team
Buying a home is one of the most significant financial decisions you'll make in your lifetime. Whether you're a first-time homebuyer in Sun Prairie, Wisconsin, or looking to upgrade to a larger property in the Madison area, understanding the home buying process can help you navigate this exciting journey with confidence. At The Huemmer Home Team, we've guided countless families through every phase of homeownership, and we're here to break down the entire process into three manageable phases.
Phase 1: Preparation & Search – Laying the Foundation for Success
The journey to homeownership in Sun Prairie begins long before you step foot in your first open house. The preparation phase is crucial for setting yourself up for success in Wisconsin's competitive real estate market. The first critical step is getting pre-approved for a mortgage. This process involves verifying your income, checking ...
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Wednesday, January 21, 2026 / by Ryan Huemmer
401(k) Home Buying Plan: What Madison Area Home Buyers Need to Know
If you're searching for homes in Madison, Middleton, Sun Prairie, or anywhere in Dane County, you've likely felt the squeeze of today's housing market. Between higher mortgage rates and substantial down payment requirements, getting into your dream home can feel out of reach. But a new proposal could change the game for Wisconsin homebuyers looking to tap into their retirement savings.
Understanding the Proposed 401(k) Down Payment Plan
National Economic Council Director Kevin Hassett recently unveiled details about a forthcoming plan that would allow Americans to withdraw funds from their 401(k) retirement accounts to make down payments on homes. It's generating significant buzz among prospective homebuyers in Madison and throughout Wisconsin.
The proposal aims to address a critical challenge facing local buyers. According to Hassett, the typical down payment needed to purchase a home has jumped from approximately ...
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Monday, January 12, 2026 / by Ryan Huemmer
Dane County Real Estate Market Review: 2025 Year in Review
As we close the books on 2025, the Dane County real estate market tells a story of solid activity, strong sales ratios, and a competitive landscape for both buyers and sellers. Here's what homebuyers and sellers need to know about how the market performed this year.
The Big Picture: Dane County Market Performance
The Dane County market demonstrated robust health throughout 2025, with an impressive overall sell-through rate of 83.07% across all property types. This indicates that more than four out of every five listed properties found buyers, reflecting strong demand and effective pricing strategies.
Single-Family Homes: A Seller's Market Across Price Points
Single-family homes showed exceptional market strength with 5,010 properties sold out of 7,754 listings, an 83.58% sell rate. The market favored sellers, with homes selling at 99.87% of their list price on average, and properties ...
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Wednesday, December 31, 2025 / by Ryan Huemmer
LET’S KICK THE DOOR DOWN IN 2026
New year. New moves. New opportunities.
Real estate doesn’t wait and neither should you.
Buy a home and build real wealth
Sell smart and cash in on your equity
Invest and let real estate work for you
Become a Realtor and change your income trajectory
Whether you’re ready to make a move now or just want to line up your strategy, this is the year to stop watching from the sidelines.
When you’re ready to take action, Ryan Huemmer & The Huemmer Home Team are ready to kick that door down with you.
DM me. Call me. Let’s make 2026 the year you win.
The Huemmer Home Team
LPT Realty ...
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Monday, December 29, 2025 / by Ryan Huemmer
Ambitious Amber is ready! Here's a simple checklist for buyers and sellers who want to win next year.
For Buyers: Keys to a Successful 2026 Purchase
Get Financially Prepared Early
Know your budget, credit score, and monthly comfort zone before you start shopping.
Understand Your Market
Inventory, pricing trends, and competition matter. Timing and strategy can save you thousands.
Secure a Strong Pre-Approval
Not just pre-qualified, fully pre-approved so your offer stands out.
Define Your Non-Negotiables
Location, price range, and must-haves first. Everything else is flexible.
Have an Offer Strategy
Price isn’t everything. Terms, timing, and contingencies can win homes.
Be Ready to Act Quickly
The best homes don’t wait. Preparation creates opportunity.
Plan Beyond the Purchase
Think long-term, resale value, lifestyle fit, and future equity.
Work With a Local Expert
Market knowledge and negotiation skills make the difference in competitive situations.
For S; ...
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